Shortlist 2019

Congratulations to all our 2019 finalists! 

View the full shortlist below and see who is competing in each category. 

Click HERE to read our finalist summaries and learn more about their innovative projects.

Best new savings or investment product

Cascade Cash Management - Cascade Cash Management Excels at FinTech Customer Care

HSBC UK - My Investment

Israel Discount Bank - "Automated (Self-Driving) Banking" - Auto deposit and free-to-use cash, within the banking app

Tandem Bank - Autosavings

Best new mortgage or loan product

Aktif Yatırım Bankası A.Ş. - Kolay Paketler (Easy Loan Packages)

CTBC Bank - Geographic Data-driven Mortgage Program

IS FAKTORING A.S. - Balance Sheet Forecasting Model

Mojo Mortgages - Mojo Mortgages

Best payment innovation - Transactions

Aktif Investment Bank - QR Code

Albaraka Turk - Albaraka Alneo

BPI - Credit Card Family Experience - Disrupting the Credit Card Ecosystem

Divido - Divido's white-label lending platform continues to disrupt the payments status quo

Western Union - Western Union & Amazon Team Up to Make E-Commerce Cross-Border Payments available to more people around the world

Best payment innovation - Payment platforms

Banking Circle - Banking Circle

Israel Discount Bank - The PayBox App - Making Mobile Payments Viral

KeyBank and Fiserv - New and Differentiated Payments Capabilities with Dovetail Payments Platform from Fiserv

PPRO - PPRO expanding globally through strategic acquisitions

Sberbank of Russia - Stories in online bank for corporate clients

Best retail banking services innovation [NEW]

BPI - BPI on Wheels

Honest. - Halifax Flagship

Israel Discount Bank - Enhanced Voice-Based Payment & Banking Services

TSB Bank - Digital ID&V Service

VakifBank - Mobile Field Sales

Excellence in supporting business or enterprise

Banking Circle - Banking Circle Lending

Barclays - Creating a customer-centric, market-leading offering for our SME Clients

CTBC Financial Holding - Business Payment Service on Blockchain

Israel Discount Bank - New Business Banking Cash Management Services

Santander UK - Cloud-Based Digital Credit-Risk and Fulfilment for SME, Commercial and Corporate

Best Open Banking initiative

BPI - All in one

Flagstone - Revolutionising the Cash Deposit Market

NatWest - Payit; Pay Online & Send Money

Best mobile banking innovation

Starling Bank - Mobile current accounts

Sensibill - Receipts by Sensibill

Sberbank of Russia - Sberbank Business Mobile revamping and relaunch

Sberbank - Sberbank Online personalization

Best multi-channel experience [NEW]

Barclays - Creating a customer-centric, market-leading multi channel experience

CTBC Bank - Unleash the power of customer centric Omni-channel management

Most effective overall customer experience initiative – Retail

BPI - BPI Mobile Interactions and SignNow – towards a full paperless and mobile experience

Honest. - Halifax Flagship

Most effective overall customer experience initiative – Business & corporate

Santander UK - Cloud-Based Digital Credit-Risk and Fulfilment for SME, Commercial and Corporate

Stanbic Bank Ghana - MobyCash

Turk Ekonomi Bankasi A.S. - Working Capital Solution for the Insurance Sector

Unity Trust Bank - Commercial Learning Programme

Customer experience/Service team of the year

Moody's Analytics - Inspire - Customer Connection and Loyalty

Vision Independent Financial Planning - Success through Service

Best workplace transformation or employee engagement initiative

Albaraka Turk - Albaraka Motivist Gamification Platform Project

Financial Services Compensation Scheme - FSCS... Our Journey To Engagement

HSBC UK - CMB Apprenticeship Programme

Itaú Unibanco - New work environment to integrate and engage people with itau's digital transformation

Vision independent Financial Planning - Happier, Healthier, More Productive

ZiraatBank - How to turn your employee/customer feedback to disruptive gain?

Best sustainable finance initiative

HSBC UK - Sustainable funds

Infrastructure Development Company Limited - IDCOL Solar Irrigation Pump Project

Best financial inclusion or outreach initiative

Azuri Technologies - Azuri Quad PayGo Solar Home System with HospiCash (Income Insurance)

Crown Agents Bank - EMpowerFX Platform

Lloyds Banking Group - Be My Eyes

NS&I Government Payment Services - Help to Save

Principality Building Society - Financial Education with Goose and Friends

The Mifos Initiative - Mifos

Change team of the year [NEW]

BPI - Full Agile – Driving Business Transformation

HSBC UK - HSBC Change Operating Rhythm

Santander UK - Digital Transformation

Best technology initiative - United Kingdom

Fimtrac F&I and Compliance Solutions - SAF Advanced Academy App

PEAC Finance - Gateway - The Innovative Point of Sale app for Equipment Dealers

PRIMIS Mortgage Network - Toolbox

Santander UK - Cloud-Based Digital Credit-Risk and Fulfilment for SME, Commercial and Corporate

Best technology initiative – Europe

BPI - BPI GO Now – shaping the future

Credit Suisse - iComply

Deutsche Bank - Cognitive Automation

Hellenic Bank and Fiserv - Hellenic Bank Transforms Payments Infrastructure with Fiserv

Sberbank - Advanced execution algorithms

VakifBank - Mobile Field Sales (MFS) Application

Best technology initiative – Rest of the world

Absa Bank Group Limited - Unique Data initiative launch in African continent for retail and business bank

Banco BASE - Digital differentiator in the onboarding process to acquire clients and portfolio management of commercial accounts

Citizens Financial Group and Fiserv - Real time payments make it fast, payment hubs make it better for Citizens Bank

Moody's Analytics - Introducing Daisy

HSBC - Innovation in Trade Finance

Most promising financial start-up

Mojo Mortgages - Mojo Mortgages

Soldo - Smarter business spending starts here

Best technology partnerships

ASPEKT LLC - Front Office System for Payment Operations

ClauseMatch - London-based RegTech ClauseMatch automates internal contract management at Intesa Sanpaolo

Darktrace - Cyber AI

ezbob - Transforming the lending experience for SMEs

HSBC UK - HSBC UK and Vizolution

PCF Bank & Worksmart - Creating Industry Leading SM&CR Software

Best FinTech partnership

FINOS - The FDC3 Interoperability Standards

HooYu - NatWest launches new digital account opening journey powered by HooYu

Israel Discount Bank - Turning the bank's IT assets into a business line, through nxKnox's Cooperative Cyber Security technology

Sberbank of Russia - B2B-payments by Sberbank and Yandex.Checkout

Signicat and Rabobank - Rabo eBusiness—the world’s first bank-led Digital Identity Service Provider

Token - Token and Almoayed Technologies Partner to Accelerate Open Banking In MENA